Don't worry about the future. Just sit down, relax and let GRBank do the rest, GRBank will earn for your future. Interest is credited to the account periodically. Interest is accrued monthly based on effective rate. The principal amount must be left intact all the times.  If the depositor wants to use apportion of the principal, they can apply for a hold out loan application. Upon full payment of the loan plus interest, the account is released and restored to its previous status.    Features             Tax Free Desposit                High interest bearing account    Maturity term is five (5) years    Back to Back Loan Facility.                        Initial Deposit           Php 10,000             Maintaining Balance           Php 10,000           Dormancy Period           None   Requirements     1. Photocopy of latest two (2) valid photo-bearing identification    documents (ID) front and back issued and signed by official   authority:   Primary IDs -         Passport -         Driver?s License -         Professional Regulations Commission -         Social Security System (SSS) ID -         Government Service Insurance System (GSIS) ID -         Credit Card with Picture -         Referral Letter from GRBank officers              * Additional two (2) secondary ID requirements if only one (1)                 primary ID is available             Secondary IDs -         Postal ID -         Voters ID -         Proof of billing -         Senior Citizen ID -         Veterans ID -         Employment or Student ID -         Birth Certificate -         Marriage Certificate         2.   Recent two (2) ID pictures