In time of bills crisis, you can now pay your bills on time. It is a loan intended to meet employees? short-term credit needs such as credit card balance, long planned home appliances or well deserved vacation trip with the family.   Features Guaranteed low interest rate Fast Processing of loan approval Flexible payment terms                        Payment Terms             Over the counter payment to any GRBank branches Issuance of post dated check Auto Debit to the account         Requirements                    Eligibility Criteria ?         21 ? 65 years old ?         Filipino or Foreign based Filipino ?         Employed or Self Employed   Documentary Requirements ?         Properly accomplished application form ?         Memorandum of Agreement between the bank and company   For Individuals o        Two (2) valid IDs o        Pictures of borrowers o       Income Tax Return and Tax Identification o        Certificate of Employment o        One month pay slip o        Resident Certificate